Cosmos Club is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Cosmos Club site and governs data collection and usage. By using the Cosmos Club site, you consent to the data practices described in this statement.
Collection of your Personal Information
Cosmos Club collects personally identifiable information, such as your email address, name, home or work address or telephone number. Cosmos Club also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by Cosmos Club. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Cosmos Club for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Cosmos Club site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Cosmos Club public message boards, this information may be collected and used by others. Note: Cosmos Club does not read any of your private online communications.
Cosmos Club encourages you to review the privacy statements of Web sites you choose to link to from Cosmos Club so that you can understand how those Web sites collect, use and share your information. Cosmos Club is not responsible for the privacy statements or other content on Web sites outside of the Cosmos Club and Cosmos Club family of Web sites.
Use of your Personal Information
Cosmos Club collects and uses your personal information to operate the Cosmos Club Web site and deliver the services you have requested. Cosmos Club also uses your personally identifiable information to inform you of other products or services available from Cosmos Club and its affiliates. Cosmos Club may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Cosmos Club does not sell, rent or lease its customer lists to third parties. Cosmos Club may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Cosmos Club may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Cosmos Club, and they are required to maintain the confidentiality of your information.
Cosmos Club does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
Cosmos Club keeps track of the Web sites and pages our customers visit within Cosmos Club, in order to determine what Cosmos Club services are the most popular. This data is used to deliver customized content and advertising within Cosmos Club to customers whose behavior indicates that they are interested in a particular subject area.
Cosmos Club Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Cosmos Club or the site; (b) protect and defend the rights or property of Cosmos Club; and, (c) act under exigent circumstances to protect the personal safety of users of Cosmos Club, or the public.
The Cosmos Club Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Cosmos Club pages, or register with Cosmos Club site or services, a cookie helps Cosmos Club to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Cosmos Club Web site, the information you previously provided can be retrieved, so you can easily use the Cosmos Club features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Cosmos Club services or Web sites you visit.
Security of your Personal Information
Cosmos Club secures your personal information from unauthorized access, use or disclosure. Cosmos Club secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Changes to this Statement
Cosmos Club will occasionally update this Statement of Privacy to reflect company and customer feedback. Cosmos Club encourages you to periodically review this Statement to be informed of how Cosmos Club is protecting your information.
Cosmos Club welcomes your comments regarding this Statement of Privacy. If you believe that Cosmos Club has not adhered to this Statement, please contact Cosmos Club at email@example.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.